WHAT FOR

„Wealth pools are a new way of handling money and property. They allow us to create new systems for sustainable businesses beyond capitalism.“

Dr. Markus Distelberger
A wealth pool has a number of advantages, depending on how you look at this form of financing. In a nutshell:

the wealth pool gives…

  • the opportunity to invest their money in a socially responsible way.
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    We all know about the long history of the unequal distribution of money and its social consequences. Many people with wealth today would really prefer not to continue supporting these dynamics. Within the context of ethical investment, having money can easily involve a “feeling of guilt” - almost a guilty conscience, just because you have money.

    The wealth pool is an opportunity to rethink such beliefs. We could also say: „Well, I have money. I can be very useful and helpful with my money. And I don’t have to sink all of it into one project. I can also support a number of projects and see how things develop.“

    We are not talking about just people with huge wealth here. Everyone with small amounts of wealth (maybe €10,000 that are not needed immediately), can use it to support another business activity.


  • Flexibility through the ability to make short-notice payouts
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    Every time a wealth pool is created, 10% of the amount invested remains in a bank account as cash. Contributions flow into this account continuously from users and new deposits. That makes repayments possible at short notice, too.

    Once this amount has been exhausted, there are agreed waiting periods for further payouts.

    If a project comes to the point where there are not enough new investors to replace those wanting to leave, the property must be sold and will if necessary be auctioned by the trustee. In this case, the trustee, as the representative of all the investors, would enter a mortgage in the land register.


  • Safe investment
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    • Anyone placing money in a wealth pool knows what is purchased with the money and can get an idea of the planned project and the people behind it.
    • A property meets people’s basic needs (accommodation, food, etc.) and is located in an area where there are enough people who need it, is a safe investment.
    • The repayment of contributions is safe and covers inflation.
    • If there are not enough new investors to replace those who want to withdraw, such a property can be sold or, if necessary, auctioned by the trustee on the basis of a mortgage entered for the investors in the land registry.

  • Personal involvement in businesses/projects
  • Real, long-term value in land, buildings, capital equipment
  • Deposits are hedged against inflation
  • Shareholders backed by trustee in the land register
  • Projects can be implemented independently of the capital market.
  • Management without payback pressure (because investors forego interest)
  • Management without redemption pressure (because new investors can be included in the cycle - own wealth building can be arranged depending on the options available)
  • Community-building with funders as investors in the project
  • If residential (or business) premises are financed from the wealth pool, the users of the spaces pay a monthly savings amount into the wealth pool instead of paying “pure rent”.
  • The entire project therefore has the advantage of a continuous inflow into the cash reserve of the wealth pool to be used for repayments if necessary.
  • The investors enjoy the special situation of being able to use the residential premises/spaces and save money at the same time.
  • When they withdraw from the project, users can also withdraw their accumulated deposits from the wealth pool.
  • What would otherwise be a complicated separation becomes easier.